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Meet Our Staff

As our client, you will have a team of highly qualified professionals working for you to provide you with the best coverage for you, your family, or your business.  Building a long-lasting relationship with our clients is our number one priority.

Michelle Evans

Michelle Evans


Michelle has been a licensed insurance agent since 2008. She enjoys meeting people’s needs in the insurance industry all throughout Northwest Ohio. Not only is Michelle an insurance agent, she also is a lending expert in the Mortgage lending area. She has been lending since 1990 and always offers her customers her full attention, whether it be in the insurance or mortgage arena. Outside of work, Michelle is very active in her local community and supports many area organizations. Giving back to the community is always a priority for Michelle. In her free time, she enjoys spending time with her family.

NMLS # 228306

John A. Escobar

John A. Escobar

Loan Officer

John Escobar has been a trusted Mortgage Originator since 1976. He has been through the ups and downs of the industry for the last 46 years and has an excellent understanding of the financial industry.

Licensed Mortgage Loan Originator, # 002226.00. Licensed Financial Representative in Variable Annuities, Life, Accident & Health, and Property Casualty, # 765115.

Emily Bowser

Emily Stacey

Emily started at Evans Home Loans in 2014 as an Intern through Bowling Green State University. After graduating and receiving her Business degree, she began her education in the mortgage industry. Emily received her mortgage license in 2017 as well as purchased her first home in Swanton, OH – where she has lived all her life. Emily is very familiar with the Northwest Ohio area and looks forward to serving the Bowling Green community and surrounding areas!

Karen Hise

Customer Service Representative

Karen has worked for Evans Insurance as the Administrative Director since 2013. Karen has her life & health and property & casualty license. She started working in Bowling Green in 1995 in the banking industry and is very familiar with the Northwest Ohio area. She enjoys serving people in the community with all of their insurance needs. She enjoys family and crafting when she is not working.

Kristie Peek


Kristie has worked for Evans Insurance and Home Loans as Michelle’s Assistant for the last two years. She is always of assistance if you have any immediate needs when you call into the office, and will lead you in the right direction of who you need to speak to when you come into the office. Although Kristie originally got her degree from BGSU in the Education Field, she enjoys keeping everyone organized and up to date at Evans Insurance and Home Loans. In her free time, Kristie enjoys watching her children participate in the local Bobcat Athletics!

Noah Evans

Customer Service Representative

Kevin Schoen

Loan Officer

Kevin returned home the Toledo area after spending nearly 10 years in Columbus, OH. He brings 5 years of public accounting experience to the lending industry, where he enjoys being able to help clients meet their homeownership and borrowing goals. Knowing that a true loan officer is far more than an order-taker, Kevin loves every part of the lending process, and takes pride in making his clients feel comfortable and confident from the earliest of planning phases through closing. Outside work, he enjoys listening to podcasts, spending time with his family, at church, engaging in recreation, or reading.

NMLS # 2051965